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Is Your Business Bushfire Safe?
Australian Bush Fire Outlook – Spring 2023 NSW Large areas of central and northern NSW are expected to see an increased risk of fire in spring 2023. ACT – Normal bushfire risk during...
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How your operations impact Workers’ Compensation insurance premiums
How your operations impact Workers’ Compensation insurance premiums How your operations impact Workers’ Compensation insurance premiums Insurance companies charge an amount of money for each policy,...
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Insurance Policies and Your Duty of Disclosure
Insurance Policies and Your Duty of Disclosure It’s important to know that insurance underwriters need full information about the risk to be insured, along with your prior insurance history and some...
View ArticleInsurance rebuilding Valuations essential for home or commercial buildings
All property insurance policies, such as farm, business, home and strata insurance policies, require the sum insured (declared value) to be the current cost of replacing the home, shop or factory when...
View ArticleMachinery Matters: Why Your Business Needs Plant and Equipment Insurance
Plant and equipment insurance is vital for businesses that utilise heavy machinery and complex equipment in their operations. This specialised form of insurance safeguards against a wide range of...
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When Should A Business Have Loss of Profits Insurance?
Running a small business comes with its own set of challenges and uncertainties. Unexpected events can cause serious disruption to your operations including cash flow, like a fire closing the business...
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Is Your Insurance Cover Keeping Up with Your Business
As businesses change and grow, the insurance coverage, type of insurance, and risks change as well. For example, a sheet fabrication business that conducts its work in a factory could...
View ArticleBusiness Interruption and AICOW: Navigating Through Unforeseen Challenges
In the ever-evolving landscape of the business world, companies constantly face myriad challenges that can disrupt their operations. From natural disasters and pandemics to cyber-attacks and supply...
View ArticleThe Critical Role of ‘Run-Off’ Insurance When Selling or Closing A Business
When the time comes to bid farewell to your business due to a sale or retirement, it’s not just the memories you’ll want to preserve. Many financial liabilities can continue after you leave the...
View ArticleCross Liability Clauses in Contracts & Insurance Cover
It is standard commercial practice for companies to enter into contracts, and many require the principal or landlord to be added to the Public Liability insurance policy. This means you can have two...
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